Smart Questions to Ask Your Insurance Agent

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"I suppose it's the blind faith policy of insurance purchasing that gets most organizations in trouble," noted Molly Marshall Jones, the moderator of an insurance purchasing panel recently sponsored by the Nonprofit Risk Management Center. And she is absolutely right.

Too many child care center directors follow this blind faith policy of insurance purchasing even though the results can be disastrous. What is the alternative? Ask some key questions when you are in the process of buying insurance. Once you have purchased insurance, don't forget to check in periodically and ask some more questions.


Before Purchasing Insurance

Ask your agent to give you information about his/her own qualifications to serve you.

- "Can you give me some information about your background, experience, and expertise in selling insurance to child care centers?" This article assumes you are dealing with one of the following:

- an insurance agent (a person who contracts with one or more insurance companies ...